Kalptarushikha Nidhi Limited Limited, is a non-banking financial company (A Public Company) which duly approved
by the Government of India, Ministry of Corporate Affairs.
“Nidhi is a company formed with the exclusive object of cultivating the habit of thrift, savings and
functioning for the mutual benefit of members by receiving deposits only from individuals enrolled as
members and by lending only to individuals, also enrolled as members” -section 406, Companies act,
2013 & Companies rules 2014